Category: Real Estate

FHA Loans Ohio? Make more room for yourself on the front or back ends of the 28/36 ratio by lowering the amounts you pay for other credit.If you save, say, $100 per month, that’s the amount by which you can increase the size of your home loan, all other factors staying the same. Chances are you can save the most by paring debt you owe that carries the highest interest rates. That’s your costliest debt. Typically, your highest-rate debt consists of student loans, car loans and credit cards. “One way to pare that high-rate debt is by refinancing loans and by consolidating loans,” Ginerbeard said. “Consolidating in particular will also give you the mental relief of not having to scramble to pay so many bills, each with different due dates.”

After narrowing the search to 2 or 3 homes, your agent will do whatever research is necessary to aid you in making your decision. Ultimately, however, it is your decision. Some tools that can help you make that final decision include school reports (if you have or are planning on having children), statistical information from the local chamber of commerce, future zoning or road expansion from local planning offices, etc. Whatever the factors of importance are to you, have your agent help locate that information. Once you have selected a single home to focus on, your agent will conduct a comparative market analysis on that property. This involves determining “fair market value” by looking at what other buyers were willing to pay for properties similar to yours in the same neighborhood or area.

Many mortgage and business loan lenders deliberately make the lending process more complicated and time consuming in order to gain financially. Such a behavior in economics is called rent-seeking. Rent-seeking is an attempt to obtain economic rent by manipulating the social or political environment in which economic activities occur, rather than by creating new wealth. At RobustLoans we keep rent-seeking lenders out of our lending network to save you time and money. Further, there are literally hundreds of mortgage and business loan products and lenders. We match you with up to three lenders that are best for you given your personal situation and requirements. Last, but certainly not the least, our services are completely FREE to you. Discover more info at Mortgage in California.

Waiting for the ‘unicorn’. Unicorns do not exist in real estate, and finding the perfect property is like finding a needle in a haystack. Looking for perfection can narrow your choices too much, and you might pass over solid contenders in the hopes that something better will come along. But this type of thinking can sabotage your search, says James D’Astice, a real estate agent with Compass in Chicago. How this affects you: Looking for perfection might limit your real estate search or lead to you overpaying for a home. It can also take longer to find a home. What to do instead: Keep an open mind about what’s on the market and be willing to put in some sweat equity, DiBugnara says. Some loan programs let you roll the cost of repairs into your mortgage, too, he adds.

You might hear the word “budget” and cringe a little, but you shouldn’t. Budgeting is not hard, and it doesn’t mean you have to stop doing things you enjoy. Budgeting is simply creating a plan for your money so you have a better idea of where it’s going every month. A popular and effective way to budget is with the 50/30/20 rule. How it works is 50% of your income goes towards the necessities (bills, food, housing, etc.), 20% of your income goes towards savings and the remaining 30% you can use for whatever you please. This is a nice and easy way to break down your paycheck, but you might need to adjust it a bit to fit your lifestyle. Mortgage: This one’s a tricky one, but mortgages are generally considered good debt. They are usually long-term loans with low interest rates, so you’ll still have money freed up for investments and such. The interest from mortgages is also tax deductible, so that’s a bonus. In the end, it’s up to you to decide whether purchasing a home is the right move, as the value of a house will not always rise as some people think. You’ll also have to add in the expenses of property tax, utilities, and home insurance. Find a few extra details at https://robustloans.com/.

Top attractions to see in Lekki Lagos, Nigeria and real estate choices? Lagos has a thriving arts scene, and there are numerous galleries in the city showcasing works of art (both contemporary and traditional) from Nigeria and all over Africa. Nike Art Gallery, run by the acclaimed Nigerian artist and designer Nike Davies Okundaye, is a four-story space on Victoria Island filled with art from all over Africa. The gallery also functions as a school and cultural center, offering custom tours to visitors interested in exploring the arts and cultures of Nigeria. Another artistic hot spot in Lagos city is Terra Kulture, a complex comprising a gallery, arts center, craft shop, bookshop and cafe specializing in traditional Nigerian cuisine. Terra Kulture regularly hosts events like book readings, art auctions and theatrical performances.

Nest on our list is the spectacular Ikeja City Mall; owned and developed by Broll Property Services, the mall was built in December 2011. The shopping centre comprises of 100 stores with a desirable mix of retailers trading renowned quality brands. You will not only be spoilt for choice of shops and the best meals, there are fun centres for kids to play in as well as a cinema for you to enjoy some quality movie viewing. Ready to have the night of your life?! Then put your party shoes on, because quilox is switching the temperature up. It’s the place to be on a Friday night in Lagos. The club, popular among celebrities and socialites, is described by many as addictive. Whether it’s a party for 4 or 400, at Quilox, you are sure to have a fun time with the booming bass and all the debonair party lovers in Lagos.

You may not know a lot about the history of Nigeria until you take a trip to the National Museum located around the Muson Centre in Onikan. The National Museum is a destination of historical and cultural significance in the country, as it has a notable collection of Nigerian art, including statuary, carvings, archaeological, and ethnographic exhibits. Plus, this is a chance to take great selfies here if you are the picture taking type. Located at Lekki Conservation Centre Road in Lekki Peninsula, Lekki Conservation Centre is the best place to see natural savannah habitats and swamp that have wildlife activities. See a few more info at Real Estate in Lekki.

Nigeria may not be known for its surfing culture, but Tarkwa bay is starting to put it on the map, as even some of the pros are starting to flock to this hidden but increasingly popular surfing gem. As it’s located on a small artificial island, Tarkwa is only accessible by a 30 minute boat or water taxi from Victoria Island (Mekwe Jetty is one of several places to catch a lift) Didn’t pack your board? That’s cool! It’s still a fun beach (you can rent a chair) and a worthwhile place to visit in Lagos. Plus, watching the surfers at work is always a great thing to do! N200 entrance fee (additional costs for chairs, tables and tent rental).

Lagos, Nigeria attractions and top destinations selection plus short stays options? Thinking about taking your nightlife escapades to the next level? Then think Fela Shrine a.k.a The New Afrika Shrine. From the genre of music to the inspirational story-telling lyrics, not forgetting the sacrosanct palm-wine, get ready to get a political education, a lesson in ‘shakin-it’ and a contact high! The New Afrika Shrine is an open-air entertainment centre located in Ikeja, Lagos State. It serves as the host location of the annual Felabration music festival. Currently managed by Femi Kuti and Yeni Anikulapo-Kuti, it is the replacement of the old Afrika Shrine created in 1970 by Fela Kuti until it was burnt down in 1977. The New Afrika Shrine showcases photo galleries of Fela and musical performances by Femi Kuti and Seun Kuti, thus making it a tourist attraction.

Lagos, Nigeria is the largest city in Africa, yet tourism there seems to be only a minor (albeit burgeoning) sidebar in a hospitality industry geared more toward business. This means you’ll find ample fine accommodations, but will need to do a bit of research, and preferably get the advice of locals, to find the best things to do in Lagos to fit your desires. The city’s internationally acclaimed arts scene is thriving, with many galleries and cultural centers to peruse, and live music and dance performances take place with great frequency all over Lagos. This means visitors who enjoy music and the arts will find Lagos an incredible source of entertainment and inspiration, day and night.

Nigeria may not be known for its surfing culture, but Tarkwa bay is starting to put it on the map, as even some of the pros are starting to flock to this hidden but increasingly popular surfing gem. As it’s located on a small artificial island, Tarkwa is only accessible by a 30 minute boat or water taxi from Victoria Island (Mekwe Jetty is one of several places to catch a lift) Didn’t pack your board? That’s cool! It’s still a fun beach (you can rent a chair) and a worthwhile place to visit in Lagos. Plus, watching the surfers at work is always a great thing to do! N200 entrance fee (additional costs for chairs, tables and tent rental). Find extra info on Holiday Rental in Lagos.

You may not know a lot about the history of Nigeria until you take a trip to the National Museum located around the Muson Centre in Onikan. The National Museum is a destination of historical and cultural significance in the country, as it has a notable collection of Nigerian art, including statuary, carvings, archaeological, and ethnographic exhibits. Plus, this is a chance to take great selfies here if you are the picture taking type. Located at Lekki Conservation Centre Road in Lekki Peninsula, Lekki Conservation Centre is the best place to see natural savannah habitats and swamp that have wildlife activities. You must see Lagos at least once plus short stays options?

Charlotte, NC real estate agency: Create A List Of Amenities – When shopping for a home, list the Top 10 features (fireplace, fenced-in yard, new appliances, etc.) that are most important to you. Establishing this criteria early will save time shopping for inappropriate homes and keep you from buying a home on a whim. Your top reason for buying a home should be the value you are getting. That being said, some of your top 10 amenities could be sacrificed if an incredible value becomes available.

This should be a necessity for anyone who is buying real estate. You don’t want to buy a home that has a crack in the foundation or needs a new roof. A home inspection can spot these and other things that are wrong with the house, which gives you far more negotiating power, and it gives you a reasonable idea of what to expect in terms of expenses for the future. What type of storage space does the estate have? Is it a luxury home with plenty of space, or is it going to be a tight squeeze when you move all of your stuff in? This is important as you begin your home search, you want to set proper expectations for how much room you’ll really need.

When you choose a professional Realtor to help sell your home, you are hiring an advertising and marketing expert with strong negotiation skills. At Grant Street Realty, we are professional realtors in Charlotte, North Carolina. We’re licensed in both states of North and South Carolinas. Our job is to know the best way to reach those buyers, make your product shine through the masses and help you arrive at an offering price that will attract the right purchaser. When we start working together to sell your property, we will develop a plan that will meet your expectations and achieve your goals. We want to make this process as smooth and informative as possible for you. Discover extra info on Charlotte real estate agency.

Moving too fast. Buying a home can be complex, particularly when you get into the weeds of the mortgage process. Rushing the process can cost you later on, says Nick Bush, a Realtor with TowerHill Realty in Rockville, Maryland. “The biggest mistake that I see (first-time buyers make) is to not plan far enough ahead for their purchase,” Bush says. How this affects you: Rushing the process means you might be unable to save enough for a down payment and closing costs, address items on your credit report or make informed decisions. What to do instead: Map out your home-buying timeline at least a year in advance. Keep in mind it can take months — even years — to repair poor credit and save enough for a sizable down payment. Work on boosting your credit score, paying down debt and saving more money to put you in a stronger position to get preapproved.

Grant Street Realty is located right in the center of Ballantyne in Charlotte, NC. We are the local Charlotte real estate experts. We serve most of our clients in Charlotte and the surrounding areas such Ballantyne, uptown Charlotte, South Park, Pineville, Matthews, Mint Hill, Monroe, Waxhaw, Weddington, Indian Trail, Steel Creek, Lake Willie, Fort Mill, Indian Land, Huntersville, Lake Norman, Davidson, Denver, Cornelius, Mooresville, Kannapolis, and more. Discover a few extra info at https://grantstreetrealty.com/.