Author: Patrick Moreau

Les mieux notés trucs et astuces de rencontres adultes

Les mieux notés recommandations de rencontres occasionnelles? L’une des raisons pour lesquelles de nombreux célibataires ont du mal à trouver un amour durable est qu’ils ont ce qu’on appelle un “mauvais sélecteur”. Ils continuent de courir après le même type de personne – disons, un mauvais garçon avec une peur de l’engagement, une femme belle mais superficielle qui ne cherche que leur argent, ou un homme contrôlant qu’ils prennent pour attentionné et protecteur. Ensuite, ils se demandent pourquoi toutes leurs relations semblent se terminer de la même manière. Si vous avez eu du déjà-vu dans les rencontres – et pas dans le bon sens – c’est probablement une bonne idée de faire bouger les choses et de sortir de votre zone de confort. Plus précisément, laisser quelqu’un d’autre vous trouver un rendez-vous peut vous empêcher de devenir la proie de ces mêmes vieilles habitudes toxiques. Lis encore plus information sur www.plancul24h.com.

Abandonnez le perdant qui ne vous rend pas heureux. Flash d’information : si la personne avec qui vous êtes vous déçoit constamment, ne peut toujours pas répondre à vos besoins ou refuse de s’engager envers vous, il est temps de la libérer. Vous accrocher à quelqu’un qui ne vous rend pas heureux parce que vous espérez qu’il changera soudainement va vous faire perdre beaucoup de votre temps précieux – du temps que vous pourriez passer à rencontrer et à connaître quelqu’un qui vous convient. Vous ne rencontrerez jamais “celui” si vous êtes accroché au mauvais. Donc, comme on dit – avec l’ancien et avec le nouveau. Rompre est difficile à faire, mais croyez-moi sur ce point : le seul regret que vous aurez en regardant en arrière est de ne pas vous être séparé plus tôt.

Les rencontres mettent en évidence nos plus grandes insécurités : nous suranalysons ce que nous disons par SMS ou Tinder, essayons 15 tenues différentes avant un rendez-vous, et peut-être même nous attendons-nous au pire et nous nous préparons à être fantômes ou à ce que le rendez-vous se passe mal. Semble familier? Pour guérir les angoisses pré-date, essayez de visualiser la meilleure version de vous-même. Êtes-vous confiant, à l’aise ou amical? Comment agiriez-vous le plus confiant à cette date ? Que porteriez-vous ? Souhaitez-vous même vous soucier de ce que vous portez? Rappelez-vous que vous êtes la cible que votre rendez-vous essaie d’impressionner, et non l’inverse. Même si vous ne vous sentez pas confiant ou calme, le simple fait de visualiser le meilleur de vous-même peut vous aider à vous détendre et à profiter du rendez-vous au lieu de vous mettre dans la tête.

Beaucoup d’entre nous ont cette idée que nous avons besoin d’une rencontre digne d’un film pour trouver une âme sœur. Mais vous fermer à toute réunion qui ne ferme pas les yeux sur un bar bondé ou qui ne rencontre pas un amoureux du lycée oublié depuis longtemps (style Hallmark Channel) limite vos chances. Malgré ce qu’Hollywood nous fait croire, nous pouvons rencontrer des gens valables n’importe où. Vous pourriez rencontrer votre partenaire idéal lors d’une réunion, dans un club de lecture, dans un ascenseur, en promenant votre chien, ou oui, sur une application de rencontres. Plus vous gardez d’options ouvertes, plus vous avez de chances de rencontrer des personnes avec qui vous aimerez être. Au lieu d’attendre une “rencontre mignonne”, essayez de rester ouvert à toute possibilité qui vous convient.

Ne… prenez pas quelqu’un d’autre pour acquis ! Comme vous, l’autre personne essaie de sortir avec quelqu’un dans des moments difficiles et ne veut pas perdre son temps, alors soyez prévenant. Si quelque chose ne va pas, soyez honnête et donnez-vous la chance de passer à autre chose. Ne… fixez des limites saines. Ceux qui sentent qu’ils donnent plus qu’ils ne reçoivent dans les rencontres et les relations peuvent avoir des difficultés à établir des limites saines. Il serait peut-être temps de travailler d’abord sur vous-même. De nombreuses aides sont disponibles, comme le service “Coaching for Dating” de Made My Date, pour fixer des limites et fournir des outils pour vous aider à améliorer vos rencontres.

Évitez de donner votre numéro avant le premier rendez-vous : les experts conseillent aux utilisateurs qui communiquent sur les applications de rencontres d’éviter de passer en texte direct avec leur téléphone. C’est pour des raisons de sécurité et parce qu’il y a de fortes chances que la date ne se concrétise pas. Bien que ce ne soit pas bien, la réalité est que des images fantômes se produisent et que les plans de rendez-vous ne sont parfois pas finalisés, les textes sont oubliés ou les choses deviennent platoniques. Alors, planifiez le premier rendez-vous directement sur la plateforme d’application de rencontres. Une fois que vous vous êtes rencontré en personne, et si vous vous sentez à l’aise et connecté, envisagez d’échanger des numéros et/ou des plateformes de médias sociaux.

Reliable sports betting tips and tricks today

Excellent sports bets tips and tricks today? The Unpopular Draw: A draw isn’t exactly the most favorable wager, as most people are fascinated by a team’s victory, let alone the fans of a specific team, who will probably not play against it. However, draws are well compensated! It’s sometimes better to aim for a tie rather than a victory or defeat. Let’s not forget that every game begins with a tie and sometimes it also ends that way, as well. So, a good tip here is to look for matches in which both sides have a difficult time beating each other. A good example is one of the top teams in the league playing against an antagonistic top team in its home base. It’s often so difficult for either to win, that they are both content with a tie, which is frequently the outcome. Find more details on https://okokim.com/.

Lines can vary based on the sportsbook, because different books have different clienteles. As a result, one book may post the Cavs -8 while another has -7.5. Having access to more than one sportsbook allows you to shop for the best line. Getting an extra half-point might not seem like a huge deal, but it adds up over the long haul and increases your chances of winning. Our live odds pages will automatically surface the best line for every game. This isn’t Monopoly money, so you want to make sure you’re tracking your progress. The easiest way to do that is with our award-winning (and free!) app, which has awesome features like live bet cover probability and odds shopping, it also lets you track all of your bets across nearly every sport. And that’s valuable because you can identify where your strengths and weaknesses are as you start betting. Are you more successful betting on the NFL or NBA? Do you thrive when taking player props or over/unders? These are all a good thing to know, and it can allow you to maximize your winnings.

Don’t Live In The Moment — Project Ahead: When Steph Curry hits that deep three, Aaron Judge hits a two-run home run, or Patrick Mahomes throws that 50-yard touchdown, it’s easy to live in that moment and think that single play is representative of things to come. While this could very well be the case, the online sportsbooks know some bettors are reactive to that kind of thing and you may identify value. This is an in-game betting strategy that can be overlooked but look for lines on plays immediately after those highlight-reel portions of the game. With most sports, the underlying live betting strategies are similar. However, there are some unique perspectives and strategies to keep in mind for each popular sport.

One of the advantages of betting with Okokim is that you can earn even more with Okokim Rewards. It’s one of the most generous casino loyalty clubs on the market and extends well past just getting free bets and online rewards. Okokim Rewards members get exclusive member rates at over 50 destinations, with the ability to pile up even more points for playing, dining, staying, shopping and more. All told, there are plenty of ways to take advantage of your sports book deposit offer. Before you play, make sure you know the common betting terms you’ll see. There are dozens of ways to bet on sports, and this handy sports betting guide can help you figure out what some of the most popular sports betting terminology means.

To accomplish such stats and odds can be a challenging task. Even if you win your first 10 bets, which is almost unheard of, the law of averages suggests that you will, unfortunately, hit the ground at some point through a series of betting streaks. Knowing this and setting realistic expectations can help prevent you from doing what could be considered an uncalculated or even unreadable risk. Devise A Strategy: One of the most important aspects to consider when placing bets is to focus and specialize. Some might call this a divide and conquer strategy. Yet, it all starts with having a strategy in the first place. You can’t be good at everything but can try to be the best at something. Therefore, it is highly advised that sports bettors choose their top sports and dynamics and then specialize as much as possible in a series of competitions, teams, or even markets.

Betting systems have overtaken all forms of gambling, including sports betting. These are betting patterns that you stick to when you are on a winning streak or losing streak. The martingale is the most famous example, which requires you to double your bets after each loss. The martingale approach was most often used in Las Vegas casinos’ gambling rooms. Let’s take a look at an example to see how the martingale approach works. Assume you have a coin and playing a heads or tails betting game with a RM1 starting bet. The likelihood of the coin landing on heads or tails is equal. Therefore, each flip is an independent random variable. Meaning that the previous flip does not influence the subsequent one. If you doubled your bet every time you lost, you would finally win and retrieve all of your losses plus an additional RM1.

Cristian Sibilio Fort Myers, Florida hot realtor tips today

Cristian Sibilio premium real estate strategies 2022? Success in this industry depends on having a robust network. Finding a buyer for your properties will be much easier if you have a network that trusts your ability. It will take time to build, but the following tips can help. It may not seem much, but it is worth it. Having people you can contact when looking to sell or buy a property is critical. You should also give out your contact details. When you attend social events, be sure to build new relationships. Spend 5-10 minutes talking to people you already know and then start to mingle with new faces. Attending real estate networking events is crucial as it will allow you to meet people in your industry. You can then build on these relationships by remaining in contact.

Just because 2021 will be a seller’s market once again, at least in popular markets, doesn’t mean you can’t negotiate. You can still get into a bidding war, win the thing, and then inspect the heck out of the house. Inspections are key to determining what will need to be addressed once the home changes hands, and what the seller will need to do to compensate you for those issues. If you don’t get a quality inspection (or two), you will have a difficult time asking for credits for closing costs or even a lower purchase price. Take it very seriously, the return on investment can be staggering. Also know that in some markets, buyers may have the upper hand in 2021. Not all real estate markets are red-hot anymore, so you might be able to bid below asking and still get money for repairs.

It can be tough to find a floor solution that stands the test of time whole being chemical, spills and stain resistant. Almost every type of flooring has some disadvantage or the other. And that’s one of the reasons as to why having stable shoes for walking on concrete is very important. An excellent choice for a variety of needs, epoxy floors seem to have fewer drawbacks and more benefits.

Cristian Sibilio Fort Myers, Florida real estate trick of the day: This is a very necessary process, used to ensure that your new home is free from defects that could potentially cost you thousands of dollars later to repair. Home inspections will often reveal problems that you can have the seller correct before agreeing to purchase the home. This is known as a contingency. Most offers are usually contingent offers. This means, that the offer is contingent on another factor, such as a favorable home inspection or the ability to obtain insurance. In general, contingencies are safeguards for both buyers and sellers, but should not be overdone. In addition, it is important to meet all deadlines and that all contingencies are met exactly the way the offer describes. Your agent is responsible for making sure contingencies are written correctly.

Renovating improves the house value says Cristian Sibilio Fort Myers : No matter how organised or experienced you are, renovating is a stressful and time consuming process, so unless a project is guaranteed to give you either your dream home, or make you money, you are taking on the wrong property. You want to renovate, not rebuild. At auction, novice investors sometimes ‘buy blind’. But more experienced and savvy builders will often commission a preliminary survey to flag up hidden dangers, defects and structural botches, works where consent should have been obtained (but may not have been), as well as location risks such as obscure rights of way, flooding and radon.

Cristian Sibilio recommended real estate advices in 2022? Okay, this is probably the hardest real estate trend to swallow—so brace yourself: Inventory has been incredibly low! For perspective, inventory was down 22% in November 2020 compared to the previous year.2 There just weren’t enough houses for sale over the year to meet buyer demand. But don’t worry, we’ll walk you through what to expect if you enter the market. Low inventory means you need to be on your toes when you go house hunting—the best homes will likely be snatched up fast. In November 2020, more than 7 in 10 sold homes were on the market for less than a month.3 That doesn’t leave much time to hem and haw over your home search. If you want to find a good home in this slim market, here’s some advice: Sacrifice some wants. If you can’t find the house you want, be willing to give up some “nice-to-haves” for your “must-haves.” Find the least expensive home in the best neighborhood you can afford and upgrade over time.

Cali Smith best Dunedin, New Zealand real estate guides

Quality Dunedin, New Zealand real estate tips and tricks with Cali Smith? A 3-bedroom house in Cannons Creek was valued at $257,500, and the median weekly rent was $311. For this sort of investment, however, you’d need to consider how in-demand homes in your preferred region are. Cannons Creek might not be as sought-after as Te Aro, Wellington, for example. Know your budget when looking for a low-value property, and stick to it. Low dwelling value houses in New Zealand are in popular places – even places with high median dwelling values – you just have to know where to look. Take Christchurch, where QV states the median house value is $494,247. If you’re after a home in Christchurch East, you’ll be looking at a median house value around $130,000 lower. Look in Christchurch Hills, and you should expect to spend around $160,000 more for a similar property. Discover more info at Cali Smith Dunedin, NZ.

Renovating improves the house value says Cali Smith Dunedin : I highly recommend sketching and planning every inch of your project before you begin. Every time you change your mind it will cost you time and ultimately money. We only have one significant change throughout our entire home renovation process and while I knew it was the best decision, it still cost us. Make up your mind and don’t change it. While I didn’t want to deal with sourcing materials on my own, I do understand why so many people pay contractors for labor only and take care of materials themselves. Contractors often have a premium that they add on top of certain items when they purchase them and you can end up paying upwards of 30% more for certain materials. It’s best to hire for labor only.

Kelly Smith real estate advice daily: Once you select a lender, you should speak with a loan officer as quickly as possible. At this point, there is one thing you should know. Pre-qualifying means absolutely nothing. All pre-qualifying does is determine the amount of the loan you could qualify for based on factors such as your credit, salary, etc. It does not guarantee that a lender will actually loan you the money. It’s more important to get PRE-APPROVED. Pre-approval means that your application has been submitted to a lender who is willing to extend you a specific loan amount, pending a property and appraisal. Being pre-approved lets you know that you won’t be denied for a loan, and it also provides you with leverage to negotiate the purchase price of a home with the seller.

Removing original period windows and exterior doors can destroy a period property’s character, and its value, unless they are sympathetically replaced. Authentic replicas are expensive, so always consider repair as a first option. Cheaper, off-the shelf joinery is rarely appropriate and is unlikely to fit the original openings and so will look wrong. If the original external joinery has already been removed, research neighbouring properties or books to find appropriate styles. Avoid modern hybrid products, such as front doors with built-in fanlights. Try and observe the techniques and materials used in the building’s original construction and try and repair, or replace, on a like-for-like basis. Internally, try and preserve original doors, floorboards, fireplaces and plaster mouldings if they are still intact.

Lastly, take a moment to ensure you actually want to buy a home as opposed to continuing to rent. I constantly hear the old “throwing away money on rent” line and it never gets old. Then I proceed to fantasize about renting with not a care in the world. Are you sure you’re throwing away money on rent? Renting can be pretty awesome. You don’t pay property taxes, homeowners insurance, HOA dues, PMI, or mortgage interest. And you can leave whenever you want. That sounds like a sweet deal too. Oh, and if anything goes wrong, you can just call your landlord or property management company. With a home, the problem is yours, and yours alone to deal with. Broken water heater? You’re paying thousands out of pocket, not the landlord.

The average mortgage interest rate (that fee lenders charge as a percentage of your loan amount) has been nice and low lately. In fact, the average rate for a 15-year fixed-rate mortgage dropped to 2.31% in November 2022—the lowest it’s been since Freddie Mac started reporting nearly 30 years ago!5 And now economist geeks think interest rates will continue to hover around 3% in 2021, which is still pretty low. If you want to refinance or get a mortgage from a trustworthy lender who actually cares about helping you pay off your home fast, talk to our friends at Churchill Mortgage.