Month: October 2020

Is gold the safe investment return choice in 2021?

Investment return tricks for 2021 : Even those investors focused primarily on growth rather than steady income can benefit from choosing gold stocks that demonstrate historically strong dividend performance. Stocks that pay dividends tend to show higher gains when the sector is rising and fare better – on average, nearly twice as well – than non-dividend-paying stocks when the overall sector is in a downturn. The mining sector, which includes companies that extract gold, can experience high volatility. When evaluating the dividend performance of gold stocks, consider the company’s performance over time in regard to dividends. Factors such as the company’s history of paying dividends and the sustainability of its dividend payout ratio are two key elements to examine in the company’s balance sheet and other financial statements.

One of the major reasons for making any financial investment is that you consider it as a backup if in case you need it in future and gold is one of the most of the easy to liquidate the hard asset. In case you happen to be in need to use your gold to make your ends meet, you just have to sell it to the buyer you prefer. There are always buyers ready to buy the gold. But keep in mind the return rate is not exactly what you expect, instead, it is opposite especially in the case of physical gold, you get less than what you invest. Like we mentioned above, gold has a lot of significance in Indian culture but we are not talking of emotions here, in fact, financial investment is not a matter of heart but Mind and thus, let us take a look at all the practical reason that make gold a suitable investment medium over other options.

Gold has some powerful dynamics behind its rise, and it doesn’t seem outlandish to imagine a target of $3000 – $4000 in the next 5 years, if, as anticipated, economic activity goes for a second dip once the impact of government stimulation and private speculation and bubble-building lose their dominant effects in the markets.” The ten-year long correlation between gold and the Euro has broken down recently [and it is] “our expectation that gold will generate a super-bubble in the next 2-3 years, and perhaps longer, provided that policy accommodation remains in place even as investor confidence evaporates completely.”

The reasons for gold’s importance in the modern economy centers on the fact that it has successfully preserved wealth throughout thousands of generations. The same, however, cannot be said about paper-denominated currencies. To put things into perspective, consider the following example: In the early 1970s, one ounce of gold equaled $35.8? Let’s say that at that time, you had a choice of either holding an ounce of gold or simply keeping the $35. They would both buy you the same things, like a brand new business suit or fancy bicycle. However, if you had an ounce of gold today and converted it for today’s prices, it would still be enough to buy a brand new suit, but the same cannot be said for the $35. In short, you would have lost a substantial amount of your wealth if you decided to hold the $35 as opposed to the one ounce of gold because the value of gold has increased, while the value of a dollar has been eroded by inflation. See additional information on return on investment.

Gold has historically been an excellent hedge against inflation, because its price tends to rise when the cost of living increases. Over the past 50 years investors have seen gold prices soar and the stock market plunge during high-inflation years. This is because when fiat currency loses its purchasing power to inflation, gold tends to be priced in those currency units and thus tends to arise along with everything else. Moreover, gold is seen as a good store of value so people may be encouraged to buy gold when they believe that their local currency is losing value.

Is Gold A Good Investment? Gold is a good investment for those looking to diversify their existing portfolios. The performance of gold is often the opposite of traditional investments like stocks and bonds. When these assets perform negatively, the value of gold generally increases. This trend has led many investors to think of gold as a safe investment, while further highlighting its importance in a diverse portfolio. A great example of this trend can be seen by looking at the value of gold throughout 2020 — when gold reached its highest price in the last seven years.

Can you refreeze celery?

How to freeze cabbage? Storing: Leftovers with cooked meat or chicken can be stored in the freezer for 2 to 6 months. Egg-containing casseroles are best eaten within 2 to 3 months. For a more comprehensive list of cold food storage, check out this list put together by the U.S. Food and Drug Administration’s Food Safety and Inspection Service. In some cases, your frozen food items can be used straight from the freezer. Those frozen bananas and berries can go straight into a smoothie or shake. In other cases, though, you’ll need to plan ahead and properly defrost and thaw food before working with it—especially when it comes to working with raw meat.

Why make freezer meals? Your freezer is one of the most useful tools in your kitchen for make-ahead meals and freezer-friendly dishes.Not only do freezer meals help on those busy weeknights, but they also cut back on food waste and allow you to stock up on ingredients that go on sale. These benefits all add up to saving time, money and calories. Maximize space in your freezer: Use good quality freezer bags to freeze soups, beans and sauces. They save space because you can lay them flat to freeze. Once frozen, you can stack them up on top of each other or keep them in bins upright.

Pro Tip: Make smoothie packs by adding 2 cups of spinach and 2 cups of fruit to a freezer bag. Freeze and then when you’re ready to make a smoothie, toss the contents of the bag into the blender with 2 cups of liquid! Bam! Instant healthy smoothie! Yep! This is one a lot of people probably don’t know about. The biggest thing to keep in mind when freezing dairy is that it will change the texture of a lot of these things. This means they’re best to be used by cooking or mixed into something, rather than thawing and eating it as-is. Butter, Stick or Tub – This is a great one to stock up on when it’s on sale and then you always have a stock to pull from! This is one that actually thaws and remains the same texture. Find additional details on How Long Does Spaghetti Last.

Thaw in cold water This method takes about 20 to 30 minutes per pound of food. As the USDA points out, make sure to use waterproof packaging, change the water every 30 minutes, and keep the water at 40 degrees Fahrenheit or below the entire time. Thaw in the refrigerator This is by far the easiest and safest way to thaw frozen food, but it takes the longest. Depending on the fare, it can take 24 hours per pound of food. Do: Refreeze Properly When it comes to refreezing foods that have previously been frozen and then thawed, a good rule of thumb is to avoid it when you can, because the moisture that’s lost through the initial thawing process will affect food quality, says Hutchings.

Safe discount codes for PODS

Top promo codes for PODS? This one has gotten me out of a jam — and plenty of last-minute packing supply runs. There is no rule that says a box must be used as a box. If you’ve got any kind of box hanging around, you can transform it into anything from a furniture protector to a box reinforcer, space filler, or even … a new box. For example, I like to help reinforce the tops and bottoms of “soft boxes” (i.e., boxes packed full of soft materials like clothes or pillows) to make them sturdier and even somewhat load-bearing. You can also slice up a large box and wrap it around flat-edged furniture for some extra protection, or if you run out of moving blankets. Or, if you’ve got an odd-shaped item, you can make a custom box by cutting up boxes and taping them back together. These are just a handful of examples of the moving and packing hacks I’ve accumulated over the years. Do with them what you will, but I hope you’ll at least give them a shot next time you or someone you know moves.

We are living in a gig economy, folks—so use it! While we don’t recommend using labor service sites like TaskRabbit for your entire move, they’re a great place to look when you’re in a pinch or need last-minute help with moving. Since these sites are often just your regular Joes and Janes looking to make some extra cash, this can be your cheapest moving help option—but also your least professional. Still, that’s not necessarily a bad thing — especially if you just need an extra pair of hands moving a mattress or your TV or something that doesn’t require the person to be a bonafide professional. Bonus: they often just charge you for the job (not by the hour) and don’t have minimum time requirements like the pros.

I have a PODS Promo Code not listed on BrokeScholar, can you add it? Of course! Fill out our contact form with the subject line “PODS Promo Code” and include all offer details. Once verified the code will be added to this page. Why does BrokeScholar list expired PODS Promo Codes? Occasionally PODS will extend a promotion or reuse a code at a later date. If there are no active codes, try out some expired ones– they just might work! Does PODS offer Black Friday and Cyber Monday deals? Yes, PODS offers Black Friday and Cyber Monday deals. You can find all PODS Black Friday coupons and Cyber Monday deals on BrokeScholar. Find extra details at pods promo codes.

Moving can be overwhelming. We get it. That’s why we redesigned the process to better serve you. We offer 3 container sizes to accommodate whatever size move you’re making. We give you all the time you need to load and unload. And delivery and pick-up schedules are determined by you, not us. Driving a big rental truck sucks! It can be really stressful and more expensive than you’d think, especially for long-distance or one-way moves. And if you’re renting a truck just to drive stuff to a traditional self-storage unit, you can spare yourself a lot of time and hassle by using PODS, since driving is included.

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Real estate market and finance guides with Brad Tinker South Carolina

Brad Tinker NC financial and real estate franchise advices in South Carolina? Being careless with credit. Lenders pull credit reports at preapproval to make sure things check out and again just before closing. They want to make sure nothing has changed in your financial picture. How this affects you: Any new loans or credit card accounts on your credit report can jeopardize the closing and final loan approval. Buyers, especially first-timers, often learn this lesson the hard way. What to do instead: Keep the status quo in your finances from preapproval to closing. Don’t open new credit cards, close existing accounts, take out new loans or make large purchases on existing credit accounts in the months leading up to applying for a mortgage through closing day. Pay down your existing balances to below 30 percent of your available credit limit, and pay your bills on time and in full every month.

When looking at homes, you should seriously consider ignoring paint and landscaping. These are two items that are easy to fix, and they should not impact your decision making when purchasing a house. If the home has a terrific location and the paint/landscaping is poor you shouldn’t rule it out, you have to be able to envision what the house will look like when you move in and make changes. A lot of time buyers will not be able to overlook paint or landscaping and this gives an opportunity for others who know how easy it is to fix. Location is something you can’t change, paint and landscaping is something you can.

Brad Tinker NC is a financial advisor professional in the US. Stay Out of Bad Debt: Debt means you owe someone money, and if I’ve learned anything from gangster movies, you NEVER want to owe someone money. However, not all debt is necessarily bad debt. So, what is bad debt? Bad debt is any debt that’s acquired through purchasing something that’s going to lose value and generate zero revenue. Some examples of bad debt would be credit card debt or an auto loan. What is good debt? Some people will say there’s no such thing as good debt, and while I mostly agree, I also can’t deny that some debt can be beneficial in the right circumstances. For example, if you are going to take out a loan to purchase something that will benefit you financially in the future, I’d say that debt is a lot more beneficial than credit card debt. Good debt usually has lower interest rates as well. Here are a few examples: Student loans. Since student loans typically have a very low-interest rate and going to school can increase your pay as an employee in the future, student loans can be considered good debt.

You may be surprised what a table and a few chairs will do to increase the appeal of your home. In addition to an immaculate landscaping appearance, setting up outdoor furniture on the patio or deck with some fresh cut flowers, snacks, and ice cold drinks will create a very charming scene. Buyers will fantasize about how they will enjoy spending time outside your home by entertaining family and friends.

This is a very necessary process, used to ensure that your new home is free from defects that could potentially cost you thousands of dollars later to repair. Home inspections will often reveal problems that you can have the seller correct before agreeing to purchase the home. This is known as a contingency. Most offers are usually contingent offers. This means, that the offer is contingent on another factor, such as a favorable home inspection or the ability to obtain insurance. In general, contingencies are safeguards for both buyers and sellers, but should not be overdone. In addition, it is important to meet all deadlines and that all contingencies are met exactly the way the offer describes. Your agent is responsible for making sure contingencies are written correctly. See extra details at Brad Tinker NC.