Month: April 2019

Sri Lanka safari for british citizens

Experience a Sri Lanka safari with Go4Safari team! Sri Lanka is a fabulous country with many beautiful travel locations. Once you book Sri Lanka Safari the team will pick you from Tissamaharama area hotels at 4:30 a.m. in the morning and transfer into Yala National Park. Picking up early in the morning in ensuring you enter the Leopard hunt as a early bird so you will have more chance to see leopards. However, I have to warn you there is a downside in Yala National Park. Lots of people like you want to go to the Yala National Park to see Leopard and its wildlife. In peak season there will be lots of traffic, it won’t be a problem unless you become fussy about the traffic. If you book a special Leopard Safari with them you will have 95% chance Sporting leopards in Yala National Park. Hurry ! book Yala Safari now and get special discounts.

This white sand beach in the small seaside town of Unawatuna is a great place to relax. There are a number of snorkeling and diving operators in town who take advantage of the abundance of coral reefs just off the beach. Colorful fish and plentiful turtles are the norm in these waters. There are a number of great dining options along the beach, which welcome visitors to use their sun loungers and relax the day away with a drink in hand. Visitors can find Gal Viharaya in the ancient city of Polonnaruwa. Gal Viharaya is a famous Buddhist site and is celebrated for its many caves and large sculptures of Buddha which are carved into the rock faces. They are extremely well preserved, even though they were crafted in the 12th century. To the side of one of the statues, a code of conduct is inscribed. The code, when followed, was meant to purify the Buddhist monks and bring them together under one order. It was created by a very famous king: King Parakramabahu the first. Today, Gal Viharaya is one of Sri Lanka’s most popular sites of pilgrimage.

Hiking in Riverston Sri Lanka was an unexpected highlight of my journey throughout the island. Riverston is a region best defined by the popular term, ‘off the beaten path’. We drove for several hours, parked in the middle of nowhere and then embarked on a hike. We headed across the river and through the rice fields and farmland. There is minimal signage but luckily we had our guide Lukobanda to guide us up. The hike doesn’t have a specific name according to the locals other than the Riverston Hike. The hike looks out over the Knuckles mountain range and the surrounding highlands. It’s one of the short day trip hikes in the area. The end of the hike ends with a sharp 300m drop, which made for some pretty epic photos. From here you can chill and take in the views of the Thelgamuwa Valley, the terraced rice fields, and the Knuckles mountain range. This spot is called ‘The Worlds End’.The hike is 5km long but not incredibly difficult. Read more details on Sri Lanka wildlife tours.

There are plenty of places around the world that have become viral travel hotspots overnight. A few popular Instagrammers or vloggers blow a place up and all of a sudden it becomes a must-do activity while you visit a region. The palm tree rope swing at Dalawella Beach is a prime example of a social media hotspot. Having said that it’s an awesome spot for a fun afternoon or a sunset and chill place to hang out whether you intend on getting that ‘Instagrammable’ travel shot or not. The location of the swing is on Dalawella Beach, which is in the south of Sri Lanka near the popular town of Unawatuna. It takes about two hours to get to Dalawella Beach by train from Colombo and will cost a couple of bucks for the ticket. Once you are at Dalawella Beach the exact location is actually in front of a guesthouse called Dream Cabana.

One of Sri Lanka’s seven World Heritage Sites, this rock-top fortress dates back to the 5th century AD. The atmosphere is more spiritual than militant: in its time it has acted as a royal palace and Buddhist monastery. The site is also regarded as one of the most important urban planning projects of the first millennium, and is home to some of the oldest landscaped gardens in the world. Look out too for the mirror wall, a masonry wall that was so well-polished that the king could see his reflection in it.

Why Minneriya National Park ? One good reason is largest Elephant gathering in the world happens here at Minneriya National Park. The Best National park in the world to see wild elephants roaming around in their natural habitat, often present in huge numbers. During the dry season, which is July to October, elephants gathering number can reach high as 700 individual elephants, however average numbering is around 150-200. It is possible to witness a large herd throughout the year, regardless of the Season. All times of year, tourist numbers remain low to sustain a piece of mind. Late afternoon Safari is best for see elephants. Apart from elephants, this is a good place to watch birds, especially in the dawn, you will have the chance to watch sloth bear, leopards, crocodiles, some endemic monkeys and Large herbivorous mammals. Also Gray slender loris reportedly found in Minneriya National Park.

Source: https://www.go4safari.com/

Free mortgage calculator

Mortgage servicing companies charge a premium because most consumers believe that they will get a better deal because they are staying with their existing company.The truth is that the company you are currently making your mortgage payment to is most likely a collection company who is working on behalf of the actual holder of your mortgage which is usually Fannie Mae, Freddie Mac, or Ginnie Mae. In fact, I worked at a mortgage servicing company who I won’t mention here and I was floored when I learned that we were given two rate sheets. One for our existing customers and another rate sheet for new customers who management considered more likely to shop around (a full .25%-.375% higher rate).

Mortgage terms : Closed mortgage – A mortgage that cannot be repaid or prepaid, renegotiated or refinanced prior to maturity, unless stated in the agreed upon terms. Closing costs – Costs that are in addition to the purchase price of a property and which must be paid on the closing date. Examples include legal fees, land transfer taxes, and disbursements. Debt service ratio – The percentage of the borrower’s income used for monthly payments of principal, interest, taxes, heating costs, condo fees (if applicable) and debts. GDS is gross debt service – how much you spend on Principal, Interest, Taxes and Heating. TDS is total debt service – GDS plus all other debt payment obligations. Default – A homeowner is ‘in default’ when he or she breaks the terms of a mortgage agreement, usually by not making required mortgage payments or by not making payments on time. Down payment – The money that you pay up-front for a house. Down payments typically range from 5%-20% of the total value of the home, but can be anything above 5%, if you qualify. Early Discharge Penalty – A penalty you may pay your lending institution for breaking the mortgage contract early. This is usually 3 months interest or the Interest Rate Differential (IRD), whichever is larger. See below for IRD.

Paying attention to your financial situation is extremely important. Here are some advices related to financial issues. Prepaid cards require the cardholder to load money onto the card before the card can be used. Purchases are withdrawn from the card’s balance. The spending limit does not renew until more money is loaded onto the card. Prepaid cards do not have finance charges or minimum payments because the balance is withdrawn from the deposit you’ve made. These cards are not actually credit cards, and they don’t directly help you rebuild your credit score. Prepaid cards are similar to debit cards, but are not tied to a checking account. A lot of people use them as a way to stay within budget.

Payday Loan Interest: Payday lenders charge borrowers extremely high levels of interest that can range up to 500% in annual percentage yield (APR). Most states have usury laws that limit interest charges to less than approximately 35%; however, payday lenders fall under exemptions that allow for their high interest. Since these loans qualify for many state lending loopholes, borrowers should beware. Regulations on these loans are governed by the individual states, with some states even outlawing payday loans of any kind. In California, for example, a payday lender can charge a 14-day APR of 459% for a $100 loan. Finance charges on these loans are also a significant factor for borrowers as the fees can range up to approximately $18 per $100 of loan. More financial calculators at Mortgage loan.

Terms: A guaranteed loan is a loan that a third party guarantees, or assumes the debt obligation for, in the event that the borrower defaults. Guaranteed mortgages, federal student loans and payday loans are all examples of guaranteed loans.

Guarantee : A guarantee is a non-cancellable indemnity bond, backed by an insurer. It offers investors security that an investment will be repaid. A limited guarantee is when the amount the guarantor is responsible for is limited to a set sum or time frame. A non limited guarantee is when the guarantor is obligated to repay all amounts due. More financial info on Mortgage rate calculator.

Cash on Hand, Money in the Bank: Another thing most news reports look at is how companies manage their money – specifically, how much they have in free cash flow, total debt, and what assets they have available in cash equivalents, such as short-term government bonds that they can sell to settle debts. In Hemlock Inc.’s announcement, free cash flow is increasing, meaning that after all expenses have been laid out in order to maintain the business’ continuing operations, the amount of cash it has on hand is growing. On Hemlock’s balance sheet, the company shows cash and cash equivalents of $128 million, which can be converted into cash if required, especially in the event that their total debt increases and/or income takes a hit.

Interest Rate Differential – A way lenders calculate the penalty for discharging a mortgage before the end of a closed mortgage contract. The difference between the interest that the financial institution will make if you continued your mortgage to the end of the contract and what they will make by loaning it to someone else at the current interest rate. More on Mortgage affordability calculator. High ratio mortgage – A mortgage where the borrower is contributing less than 20% of the value of the property as the down payment. The borrower may have to pay a mortgage default insurance premium such as CMHC insurance, usually tacked onto the mortgage amount.

Brisbane’s largest truck hire fleet

Here are some advices to choose the best truck for your move. Write a card welcoming them to their new home, leave a bottle of wine, and also leave a folder with any paperwork for the house inside such as warranties, guarantees, plans etc.).

Moving house costs. A lot. Why would you want to add to this cost by paying to move things you don’t use or need? We all have items in our house that have long been forgotten – usually ending up in the garage, loft or shed, but they could be lurking anywhere. Before you start your packing is the perfect time to go through everything and have a good sort out. Moving is a fresh start, so the last thing you want to take with you are things that you don’t need or use any longer. Decluttering before you sell means that you only move what you really need – and you will not only save money by doing so, but you will also save time in the new house by not having to unpack and deal with all that stuff in the future. I call that a win-win!

For cheap Brisbane truck rentals, you simply can’t go past Abel Truck Hire. Choose from our range of late model trucks, vans and cars! With our rates and wide selection of vehicles, the only thing you’ll have to think about is which truck to choose.

Enjoy the advantages of our same-day hire service, any day of the week. Don’t be left without a vehicle again. Simply give us a call, and we can help you decide exactly which vehicle will meet your requirements and ensure it is ready exactly when you need it – no waiting, no wasted time.

Frequently Asked Questions : How does the toll system work? Your Abel rental vehicle is not fitted with a toll tag and you will be responsible for the payment of any tolls. Full information is available from the toll web site – www.govia.com.au – or by calling them on (13 33 31). Please Note: You have three days from the date of going through any toll to pay, either on-line at the above link or by phone. Renters / credit card holder is responsible for any and all toll and infringement fines and the related charges. Click here to see a list of Abel’s Fee Schedule. Extra info on truck rental Brisbane can be found at our website.

Can I guarantee a specific colour? Upon arrival, please advise the counter representative of your preference. If available, we will be happy to accommodate you. Abel is unable to guarantee the colour at the time of booking.

Can I use another person’s credit card to pay for my rental car? Another person’s credit card may be used provided they are present at the branch at the time of rental with a valid driving licence. If they will not be driving they will still need to present a valid form of photo identification.

Vancouver airport limousine

We offer up to 10% discount on Friday and Sunday wedding limo rental. As weddings are a key event and we take pride in providing our clients with the best wedding packages. Also, you need to make the right choice and make sure cost is the deciding factor. We suggest before you book wedding limos, please visit and see the fleet yourself. Keep in mind cheap is not, always the best. As we say, you get what you pay for as a service. You don’t want a broken down vehicle show up at your wedding or company that doesn’t even show up. That will make you mad to ruin your day. Wedding Limo Surrey BC runs luxury sedan car, stretch cars and SUVs for Wedding limo Vancouver BC and Fraser Valley. It will be the perfect way to go to the wedding or bachelor party. A Wedding Limousine is a significant part of wedding preparations and should not be left to chance.

At Limo Service Vancouver Airport, staff can help you choose a vehicle that fits your budget and meet your need. We offer the full range of Destiny Limousine Vancouver Airport fleet to choose from, visit our office to see. Starting from the moment you call us to ask about Cheap Limo Vancouver Rates. We will guide you to the most affordable option. When you want to go clubbing, concerts or hockey game with your friends, we take you there and back home safely. Yes, there are dozens of companies offering the same Metro Vancouver Limo service but what sets us apart from the rest is our willingness to take that extra mile to ensure that each client is delighted. We provide service to and from the airport, BC ferry, and cruise ships. We get that, and clients have individual needs, taste, and budget. As such, we offer many options when it comes to Affordable Vancouver Limo rental. One can choose hourly rates for trips such as prom, wine tours, and city tour. Our hourly price is as directed, so just let the driver know points to visit or lead them and use it for as long as you need. Our flat rates are for transfer trips from airport, Ferries and night Clubs. Our Packages offer a verity of options for a birthday, Grads and weddings. Our Affordable Vancouver Limousine Service packages come with the built-in discount, more hours you need, most significant discount you get. Read extra details on https://www.destinylimousine.ca/airport-limousine.html.

Our Vancouver Limousine Rental from the airport also includes a meet and greet services. Our driver will be waiting for you with your name tag in hand. Your chauffeur task is to be there before you arrive and help with your bags. Feel extra special as you are being escorted to a waiting stylish limousine or Luxury car service. As we strive to provide affordable, stylish, comfy, and safe ride. We track and monitor flight schedule. So, we don’t charge waiting time, if the flight is delayed. We count time once the flight is landed and don’t charge extra waiting for 45 min. It is our goal to make sure that you’ll never be late for your flight. Same way you won’t be waiting once you arrive. We guarantee that we will be at the Airport ahead of your schedule so you can forget about inconveniences. We pick up or drop off from YVR main terminal or South terminal. Call us for pre-booking any time of the day or night.

Need transportation for corporate clients? We can help with a newer model luxury ride that can uplift your image; it will be more than just a transfer; your client or partners will notice, we charge comparable rates to taxi cab.

You can install our Limo app to Android or iOS devices. Once you sign up and log in, you will be prompted to add the date, time, pick-up and drop-off locations, and type of vehicle to your booking. The system will then display the cost for the vehicle of your choice. We offer four levels of car service for clients that include sedan cars, mid-sized SUVs, Stretch cars & SUV Limousines. We require a credit card to sign up, but keep in mind you can pay by cash or credit card at the starting of the trip. You can make changes to your booking and print receipt for business purposes. Read extra info on Whistler Limo Service Vancouver Airport.

We provide Town Car service Vancouver airport to anywhere in Metro Vancouver and Fraser Valley. Vancouver Town Car Service is best option comparing to Vancouver taxi service. It cost you little more but you can book our Vancouver Airport Town Car Service in advance. This way you don’t need to worry about getting late because can’t find Surrey taxi or Langley taxi in time. Vancouver Airport Car Service Surrey BC is much superior to any taxi service as we use luxury vehicles, fully dressed driver the one open door for you and help with your luggage.

When offer corporate Limo Vancouver, Surrey, Burnaby and Richmond. You can trust us for all your corporate transportation needs. Our fleet includes Sedan cars, SUVs, Stretch cars and SUV limos. They can sit 1-12 people and are charged with a flat fee quoted to you by our rep. Our fleet is well kept, licensed and fully insured. We offer Services in Metro Vancouver and Fraser Valley. Please call us to make your booking.