Category: Finance

It’s practically impossible for commerce merchants to work without receiving payments from credit or debit cards. Before you can take “plastic,” you have to use a payment service provider who acts as a link between you, banks, and credit card networks. Many financial processors do business only with with low-risk merchants, who they see as a safer investment. That means businesses considered high-risk will have a very small selection of potential payment services to choose from. Any processor you approach will take a careful, detailed look at your business to determine if you fall under their definition of “high risk,” based on the financial risk your company represents.

Rates and Fees: Usually this is the focus point of any merchant account application and the first question you’ll be asking your provider. Please see Rates & Fees and Interchange Rates Explained for more information. You should know that for all EEA (EU/UK) based companies, doing business within EEA, the EU Commission has lowered the interchange fees down to very low numbers (0.20%-0.30%). On top of interchange fees, the Card Scheme Fee and Acquirer/Provider’s margin are added. The most transparent and »fair« way to be charged for your captured card payments is the interchange++ rate model where you can clearly see a breakdown of exact interchange, CSF and margin. Typical rate is Interchange++1.00%; or 2-3% blended.

Instabill was one of the better high risk merchant account providers we came across in our search. Their customer support agents were very clear and forthcoming with information. One thing to note is that Instabill is not cheap. For example, a Tech Support business would need to pay 4.95% + 0.25 plus the interchange fee for every transaction. That is significantly more than what non-high risk merchants charge, and even slightly higher than other companies on this list. However, this is unavoidable in high-risk industries. The reason we were pleased with Instabill’s offer was due to how easy it was to get pricing information in the first place – something that can’t be said for a lot of their competitors. Instabill does not post any of their prices online, since the cost will be highly dependent on the industry and bank involved in setting up the merchant account. However, you can get a quote by speaking with a sales representative and obtain a quote very quickly.

Third party high risk merchant accounts in 2019. This is a hot subject as more countries open up to new services. High-risk merchant accounts are a collection of financial services that offers companies to accept card payments from customers. Credit card processors assign merchants to one of two categories: high risk or low (normal) risk, based on a number of factors. High-risk merchants face reduced choices in processors, plus raised fees and strong binding contracts. Being considered as high-risk sounds terrible. But in some cases, it can be your only option. We have been talking about diverse properties of the high-risk merchant account industry for years and have almost sure reached on most, if not all, of the most decisive issues. Here are some more tips on high risk merchant account. See more info at High risk merchant account fees.

Focusing primarily on high-risk e-commerce businesses, eMerchantBroker claims they approve 99% of all account applications. The company has a positive reputation for transparent customer service and reliable support. We worked with all of the high risk credit card processors, to be able to compare and a very good pick is iPayTotal. They cover all business types, have a vast experience in the business, fast customer support and low fees.

High-risk merchants have essentially the same needs as everyone else when it comes to selecting a merchant account – it’s just harder to find them if you’re in the high-risk category. High-risk retailers are going to want to have access to reliable, up-to-date credit card terminals, as well as possibly POS systems and mobile payments solutions. eCommerce merchants in the high-risk category will need a solid payment gateway, and possibly a virtual terminal to go with it. Integration with online shopping carts is another important feature.

Our National and International Connections with Acquiring Partners gives us the edge to offer Reliable Credit, Debit and Echeck Processing to almost every industry which is considered high risk. No Matter if you are located in USA, Australia, Latin America, EU or Africa. We have the capabilities of getting the right payment processor for your high-risk merchant account. Today, consumers expect to shop for your products or services online, therefore it is vital to offer a secure, convenient online shopping, otherwise, you’re missing out on significant sales revenue. We understand your need to offer a hassle-free solution. We review your business details and select appropriate banking partners amongst our network of acquiring banks and regulated EU payment institutions. For no additional fee, we work closely with you throughout the application process.

IPAYTOTAL LTD
Company Address: 60 Windsor Avenue London, England SW19 2RR
Company Website: https://ipaytotal.com/.
Support Email: support@ipaytotal.com
UK Tel:+44 800 776 5988
US Tel:+1 845 215 4017
Company # 11357725

High risk travel merchant account in 2019. This is a hot subject as more countries open up to new services. High-risk merchant accounts are a subset of financial services that offers companies to receive card payments from customers. Credit card processors assign merchants to one of two categories: high risk or low (normal) risk, based on a number of factors. High-risk merchants face reduced choices in processors, plus raised fees and harsh contracts. Being named as high-risk sounds bad. But in some cases, it can be your best option. We have been discussing about various points of view of the high-risk merchant account market for years and have probably touched on most, if not all of them, of the most decisive problems. Here are some more advices on high risk merchant processing.

High risk credit card processor : Global Merchant Advisors delivers customized processing solutions that allow merchants to focus on growth rather than payments. GMA advisors are available to guide merchants every step of the process.

Many financial service providers do business exclusively with low-risk businesses, who they see as a safer investment. That means businesses considered high-risk will have a very small selection of potential processors to choose from. Any processor you approach will take a careful, detailed look at your business to determine if you fall under their definition of “high risk,” based on the financial risk your company represents. It’s virtually not possible for online shopping merchants to work without receiving payments from credit or debit cards. Before you can accept “plastic,” you have to use a payment processor who acts as a link between you, banks, and credit card networks. Read extra details at High risk merchant account card not present.

Active under various names since 1997, High Risk Pay is specifically focused on serving high risk merchants. The company offers point-of-sale equipment, ACH processing, and chargeback prevention to all of its merchants. High Risk Pay can process payments for e-commerce, travel, e-cigarette, startup, bad credit, international, high volume, and adult merchants.

We used all of the high risk credit card processors, to be able to compare and a very good choice is iPayTotal. They cover all business types, have a vast experience in the field, fast customer support and low fees.

We believe in fostering real long term relationships with our clients, and always go the extra mile to make sure our customers are happy. We offer 24/7 technical support to ensure that when a problem arises, it can be quickly and efficiently addressed by one of our professionals. We want you to do well and your business to grow. We believe it is of the utmost importance that the needs and expectations of clients are systematically defined and translated into prerequisites that are fully met, through the correct application of the Quality Management System in order to always ensure the highest degree of satisfaction. Source: https://ipaytotal.com/ipaytotal-high-risk-merchant-account/.

Property buying in Omaha guides. The best way to add value to your home is to sort out any structural problems — issues such as subsidence will really lower the value of any home. Also, it makes no sense to carry out any cosmetic improvements or internal work, such as installing a new kitchen or bathroom, or any decoration work without doing this first — so make it a priority. Structural issues such as subsidence, can, in some cases, involve underpinning costs and so are likely to be amongst the most expensive work required in a renovation project but, in terms of adding value, they are absolutely essential.

Unlike other methods of selling a property, when a cash offer is accepted on a house, the sale is almost guaranteed to go ahead. By cutting out the middle man – the bank in this instance – you are taking away a great source of uncertainty as, according to research by the HomeOwners Alliance, just under a third of collapsed sales occurred as a result of the buyer’s finances not being in order. As a result, accepting a cash offer can considerably reduce the amount of stress of the financial transaction, where you may otherwise be worrying whether the seller can raise the correct funds by the completion date. In addition, when going through the process of buying a house with cash, you must consider a number of factors. For instance, you must ensure you are able meet your mortgage repayments each month after the purchase, otherwise you may face repossession or, even worse, homelessness.

But all of these home value increasing options cost time and money. Maybe you want to move on with your life? There are real estate firms that are specialized in buying houses as they are, at a fair value, so the former owner can move on. Where you can move? Located eight miles south of Omaha, Bellevue is known as the “Birthplace of Nebraska” and is a quiet, family-oriented community. Most residents commute to work in Omaha, Council Bluffs, or at nearby Offutt Air Force Base, but return each night to enjoy the quality of life that this historic city can provide. Bellevue is bordered on its east side by 1,300 acres of forest; the Fontenelle Forest area provides a natural retreat for residents and features two learning centers to educate visitors about the wetlands and preservation of the natural forest habitat. Local residents enjoy hiking and observing the abundant wildlife in this scenic area.

I might point out that there are quick-sale real estate agents out there who will help with paperwork and do the brunt of their work by telephone and email to speed things up for you. They charge either a flat fee or a smaller-than-standard percentage commission. Since their job is to sell fast, however, they may suggest a listing price thousands of dollars lower than what you could get in the conventional loan market. As for the seller? There’s no staging, no open houses—you avoid the long drawn-out traditional home sale process and can close in a matter of days once you accept an offer. iBuyers generally offer better pricing, up to 98% of fair market value, while charging sellers a fee around 7%-10% plus the cost of necessary repairs. See extra details on Sell your home in Omaha.

Freelance work from home, this is a very trendy topic in 2019. With the internet linking anything more and more jobs can be executed from home. People are becoming very interested in working from home, to save transport time and earning extra income from home.

Virtual Office VA connects clients with virtual assistants for real estate related work. Your duties as a VA include calling homeowners to collect information about their property and mortgage. Free training is provided, so you can learn exactly what you need to do to succeed. Virtual Office VA hires workers based in the United States. If you meet the residency qualification, you must also have a computer with high-speed Internet. Positions aren’t always available, but you can find current openings here. If your application is accepted, you’ll need to complete basic training before you begin working. Virtual Office VA lists the starting pay as $9 per hour. The company pays workers on a weekly basis via PayPal. You can work part-time or full-time between 25 to 40 hours per week, so your income before taxes starts between $225 to $360 per week.

If you’re looking for a work at home virtual assistant position, then you should definitely check out Equivity. This company provides businesses with virtual assistants. Positions with Equivity are part-time, and you’ll need to be able to work from 9 am to 6 pm, Monday to Friday. To be eligible for a position with the company, you need to be: US-based, Have a bachelor’s degree from a four-year college program, Resourceful, Skilled with search engines and online rating sites, Knowledgeable about email platforms, like Gmail and Microsoft Exchange, Detail-oriented, Proactive, Knowledgeable about Microsoft Office programs, like Excel, Microsoft Word, and PowerPoint. You’ll also need to have a laptop and a smartphone that has broadband internet, which most people have nowadays, as well as a quiet location from which to make phone calls. Having experience as an executive assistant or admin assistant is also preferred. Read more info at Virtual assistant tasks.

Gabbyville offers online virtual assistant jobs with a focus on live phone call support, which requires a T1 VoIP phone line and noise-canceling technology. However, you can also be expected to assist with appointment reminders, text message notifications, and online scheduling. In order to apply, you’ll need to send your resume and a cover letter to career@gabbyville.com. The company does require that you have at least a high school diploma, a typing speed of 50+ words-per-minute (test yours here for free), and 2+ years experience in customer service. Pay is reported to be $9 to $10 an hour, putting Gabbyville on the lower-end of legitimate online virtual assistant jobs.

Manage your time effectively. You’ll notice that almost every company on my list mentions time management. It’s a very necessary skill for any virtual assistant. It can also boost your hourly income for task-based pay. There are free time management tools such as Toggl that help me in my work from home position.

Financial Freedom is more than a digital tools site for freelancers. We aim to support talented and skillful people with online smart training resources, expert advice, and learning opportunities. Register and stay connected! Our approach is highly professional yet personalized. We believe in matching the skillset with the right digital tools that deliver rewarding results. We pride ourselves in being enablers, providing freelancers the financial Freedom, and better earning. Source: https://earncashweekly.site/.